Fumbi Christmas Competition

Christmas is the perfect time to treat yourself to something special — and this year, you have the chance to win the latest iPhone 17 Pro. Just join our Christmas competition, which is simple, fast, and open to all Fumbi users.

Whether you invest regularly or are planning to make your first deposit, everyone has an equal chance to win. Enter the competition, follow the easy steps, and you might be the one enjoying this powerful Christmas prize.

What can you win?

The prize in our Christmas competition is a brand-new iPhone 17 Pro. It is one of the most powerful smartphones of its generation, offering top performance in every area.

How to participate?

• Make a deposit of at least €50 into any Fumbi product.
• Enter the code XMAS when making the deposit.
• That’s it! You’re entered into the competition.
• Each additional deposit increases your chances of winning!
• The competition runs from 1 December 2025 to 21 December 2025.
• Or register between 1 December 2025 and 21 December 2025 using the code “refresher20” or “hyperfinance” and make a deposit of at least €50 into any Fumbi product during the competition period.

I WANT TO WIN

Competition Rules – Fumbi Christmas Competition

1. Basic information

1.1 The promoter and organizer of the campaign is FUMBI NETWORK j. s. a., registered office: Suché mýto 6,6, 811 03 Bratislava, ID No.: 52 005 895, registered in the Commercial Register of the Municipal Court of Bratislava III, Section: Sja, Insert No.: 57/B (hereinafter referred to as “FUMBI” or “Organizer”).

1.2 The title of the competition is “Fumbi Christmas Competition” (hereinafter referred to as the “Competition”).

1.3 The Competition is held from 1.12.2025 to 21.12.2025 until 23.59 (“Competition Duration”).

1.4 The Competition is in no way sponsored, endorsed or administered by META, Inc. (operator of Facebook and Instagram) or ByteDance Ltd. (operator of TikTok) and has no affiliation with any of them. Neither META, Inc. nor ByteDance Ltd. shall have any obligation to any entrant in connection with the Competition.

2. Participation in the Competition and its terms and conditions

2.1 The Competition is open to any natural person above the age of 16 years who has duly completed his/her registration through https://fumbi.network (including its language versions) or any other website or other software solution operated or owned by FUMBI (collectively referred to as the “Platform”) and has also complied with the other terms and conditions as per these Competition Rules (hereinafter referred to as the “Competition Participant”).

2.2 The inclusion of a Competition Participant and his/her entitlement to a Prize under Clause 3.3 of these Competition Rules is subject to the simultaneous fulfilment of all of the following conditions (hereinafter also referred to as the “Competition Conditions”):

(a) duly completed registration of the Competition Participant on the Platform and conclusion of the Platform Terms and Conditions Agreement and the User Agreement between FUMBI and the Competition Participant;

b) making a Deposit of at least 50 EUR into any FUMBI Product (Fumbi Index Portfolio, Advanced Portfolios, Staking Portfolio, Fumbi Custom or Bitcoin and Gold) by the Participant during the Duration of the competition;

c) entering the promo code in one of the following ways:

a. entering the promo code “XMAS” when making the Deposit pursuant to letter b), or

b. entering the promo code “refresher20” during registration carried out within the Duration of the contest and subsequently making the Deposit pursuant to letter b), or

c. entering the promo code “hyperfinance” during registration carried out within the Duration of the contest and subsequently making the Deposit pursuant to letter b).

2.3 For the purposes of the Competition Terms and Conditions, making a Deposit means crediting the funds to the FUMBI bank account specified in the Platform Interface by means of a bank transfer or by using any other payment method supported by the Platform (in these Campaign Terms a “Deposit”). The FUMBI Bank Account shall mean the FUMBI Account associated with the Products. The Competition Participant shall be obliged to make the Deposit exclusively by the methods and under the terms and conditions set out on the Platform, and in this respect, FUMBI may require specific payment details (specific symbol, constant symbol or other) necessary to identify the Competition Participant Deposit. In the case of sending a Deposit from a bank account, it shall be required to be sent from a bank account held in the name of the Competition Participant or from an account in relation to which the Competition Participant has a right of disposal or other similar right; this shall also apply mutatis mutandis in the case of the use of any other means of payment.

3. Announcement of the Competition, evaluation, announcement of the results of the Competition and the prize

3.1 The Organiser will announce the Competition on 1 December 2025 via its social media channels, in particular the Facebook profile Fumbi.network, the Instagram profile fumbi.network, the TikTok profile, or other social media operated or established by the Organizer (hereinafter referred to as the “Organiser’s Social Networks”).

3.2 The Organiser will determine a total of 1 winner of the Competition from among all the Participants who meet the Competition Terms and Conditions, by drawing lots.

3.3. The prize in the Competition is 1× iPhone 17 Pro. The prize will be sent to the winner via Slovak Post or a courier service. After the Competition ends, the winner will be contacted by FUMBI at the email address associated with their Account on the Portal.

3.4 Participants of the Competition, in connection with their participation, agree to be contacted by the Organizer for the purpose of being informed about their prize via the email address provided during registration, as well as with the related processing of the Participant’s personal data for the purposes of the Competition.

3.5 The Competition participant or the winner is not entitled to claim financial or any other consideration in lieu of the prize and is not entitled to any other consideration from the Organizer, except for those specified in these Competition Rules.

3.6 The Organizer’s decision on complaints, claims or objections relating to the Competition shall be unilateral and final.

3.7 The Organiser is entitled to control the fulfilment of the Competition Terms and Conditions, as well as to make a final and unilateral decision on any issue related to the Competition.

4. Exclusion from the Competition

4.1 Individuals in an employment relationship with the Organiser, as well as family members of individuals in an employment relationship with the Organiser, are excluded from the Competition.

4.2 The Organiser reserves the right not to include in the Campaign or to exclude from the Campaign any person who fails to comply with all the Campaign Terms and Conditions set out in these Campaign Rules. 

4.3 The Organiser also reserves the right to exclude from the Campaign persons who are reasonably suspected of having committed fraud, misuse of the rules and/or conduct contrary to good morals in connection with the Campaign and/or who have fulfilled the Campaign Terms and Conditions by fraudulent conduct; fraudulent conduct leading to misuse of the rules is for these purposes also considered to be attempts to carry out multiple registrations by the same person (creation of multiple profiles). The right of the Organizer to exclude persons from the Campaign also applies to persons who have violated the Campaign Terms and Conditions or those persons: i) who have not completed the verification of their identity in terms of fulfilling FUMBI’s conditions for full registration on the Platform and the conclusion of the User Agreement, ii) whose contact details, including email address, are manifestly incorrect, contain vulgarisms or other verbal expressions that are contrary to generally acceptable social morals and ethics.

5. Processing of Personal Data

5.1 The Organizer processes the personal data of the Campaign Participants in accordance with Regulation (EU) 2016/679 (GDPR) and Act No. 18/2018 Coll. on the Protection of Personal Data.

5.2 Since a Campaign Participant can only be a User who has entered into a User Agreement with the Organizer and makes a Deposit in accordance with the Campaign Conditions, the legal basis for processing the Participant’s personal data is the performance of a contract under Article 6(1)(b) of the GDPR. The processing of personal data is necessary to ensure participation in the Campaign, verify the fulfillment of the Campaign Conditions, apply the fee waiver for the Deposit, and comply with the Organizer’s related legal obligations.

5.3 Personal data are not stored separately after the end of the Campaign but continue to be processed as part of the ongoing contractual relationship with the User for the purposes of fulfilling the User Agreement and complying with the Organizer’s legal obligations.

5.4 The Campaign Participant has all the rights of a data subject under the GDPR, including the right to request access to personal data concerning them, the right to rectify personal data, the right to erasure, the right to restrict processing, and the right to data portability. The Campaign Participant also has the right to lodge a complaint with the Office for Personal Data Protection of the Slovak Republic.

5.5 Detailed information on the processing of personal data is provided in the Organizer’s Privacy Policy, published on its website.

6. Final provisions

6.1 The Organizer is not obligated to reimburse Participants for any costs incurred in connection with their participation in the Competition. There is no legal entitlement to be included in the Competition. Participation in the Competition is non-transferable.

6.2 The Organizer reserves the right to shorten, extend, postpone, interrupt, cancel, or unilaterally modify or supplement the Competition rules at any time during its duration without compensation. Any changes to the Competition Rules will be announced in the same manner as the Competition itself. The Organizer commits to informing participants of such changes and making the new consolidated Competition Rules available.

6.3 The Organizer is entitled to verify compliance with the Competition Conditions and to unilaterally and definitively decide on any issues related to the Competition. The Organizer reserves the right to exclude a Participant from the Competition if they have violated these Competition Rules or acted in any way contrary to these Rules.

6.4 The Organizer unilaterally and definitively decides on any disputes, complaints, or objections related to the Competition.

6.5 This Competition is not a game of chance under the terms of Act No. 30/2019 Coll., as it is considered a promotional Competition under § 4 paragraph 6 of the act, which is not an independent business activity and serves only to promote the Organizer’s services. Deposits made to meet the Competition Conditions are not deposits under the act but rather payments made to participate in the Competition. The deposits made by participants remain in the form of crypto-assets credited to their accounts even if they do not win, and participants may manage these crypto-assets in accordance with the User Agreement.

6.6 Terms with capitalized initials not defined in these Competition Rules have the meaning specified in the User Agreement, which is available at https://fumbi.network/en/user-agreement/.

6.7. These Competition Rules are published on the Platform’s website, and the effective date of these Rules is December 1, 2025.

I WANT TO WIN