Information on Changes to the Staking Portfolio and Delisting of Selected Cryptocurrencies

In connection with the MiCA (Markets in Crypto-Assets Regulation), which introduces unified rules for crypto services across the EU and places emphasis on investor protection, transparency, and risk management, changes to the product offering will take place. These changes specifically affect the Staking Portfolio and the delisting of selected cryptocurrencies.

Changes to the Staking Portfolio Effective from January 19, 2026

The Staking Portfolio was designed as a product that allows clients to earn additional yield through staking cryptocurrencies operating on a Proof-of-Stake consensus mechanism. As part of alignment with MiCA, the composition of the portfolio will be adjusted.

What Is Changing

Certain cryptocurrencies will be removed from the Staking Portfolio, specifically those that:

• do not meet new regulatory or internal risk criteria,
• cannot be held on the custody platforms used by Fumbi,
• have limited liquidity or increased technological risk,
• are not suitable for long-term staking from a network stability perspective.
  

What Remains

• the portfolio will consist of more liquid and well-established assets,
• emphasis will be placed on security, liquidity, and sustainability of returns,
• staking will be carried out in a transparent manner and in compliance with regulatory requirements.

The goal of these changes is to reduce client risk and ensure the long-term stability of the product.

New Structure of the Staking Portfolio

Delisting of Selected Cryptocurrencies Effective from January 22, 2026

As part of MiCA implementation, Fumbi is required to regularly reassess cryptocurrencies available in its products and ensure they meet regulatory and internal standards, including the ability to securely custody these assets.

For this reason, the following cryptocurrencies will be delisted from Fumbi’s offering:

Reasons for Delisting May Include

• non-compliance with MiCA regulatory requirements,
• increased market, technological, or legal risk,
• inability to custody these assets on platforms used by Fumbi,
• low client demand or insufficient liquidity.
  

How These Changes Will Affect Clients

• clients affected by these changes will be informed in advance via email and the application,
• delisted assets will be automatically sold or replaced in accordance with product terms, as follows:

Custom Choice

• assets will be sold and the proceeds will be credited as Fumbi Credit.
  

Advanced Portfolios

• assets will be sold and the proceeds will be redistributed among the remaining assets within the respective portfolio.
  

👉 No action is required from clients. Fumbi will handle the entire adjustment and delisting process.

Why We Are Making These Changes

Our priority is to offer products that are:

• compliant with European legislation,
• sustainable in the long term,
• transparent and secure for clients.

The implementation of MiCA represents an important step toward the professionalization of the crypto market in the EU and increasing investor confidence.

Thank you for your understanding, and we wish you many successful investment decisions.

TAKE ADVANTAGE OF CRYPTO’S POTENTIAL